Health Insurance

Health Insurance  

Overview

Employees value health care, but providing ACA-compliant health care coverage may have been difficult or expensive for small and medium-sized businesses in the past. But no longer for you!

 

As a member of BIO or a participating state or regional association, you can enjoy an exclusive-members-only competitive advantage: offering your employees and their families complete major medical coverage that complies with all aspects of the Affordable Care Act.

 

Your employees get the advantage of working with a business that offers them a prized benefit: ACA-compliant coverage that may cost them less than they could find on their own.

GET A QUOTE FOR YOUR BUSINESS

 

Tell me more

In most states you can offer either or both of the following care options:

 

  • A PPO plan enabling maximum flexibility for electing providers and costs; or
  • A high-deductible health plan (HDHP) with Health Savings Account (HSA), which reduces monthly premiums

 

How The Plan Works

 

FAQs

Answers about the program, including eligibility, options, customer service and more.
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  • Who Is Eligible to Participate in These Plans?

    All attested member organizations may participate if they have the required number of eligible employees.

    Plans will be offered across the country, availability is based on your state, see map.

  • What Is Covered?
    Each plan’s benefits will vary. Generally, the plans will cover prescription drugs, hospitalization, mental health and substance abuse, preventive care and maternity. Please work with your Mercer sales agent if you have specific questions about coverages.

  • What Does Coverage Cost Me?
    You elect to pay a percentage of the plan costs.

* Prescription services may not be available in all states.

 

Eligibility is based on your employee count and your state, see map.

Mercer's Role & Compensation

Details of Mercer disclosure of compensation.
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